International students who visit USA for pursuing their studies had always faced a serious problem in dealing with medical emergencies. Medical treatment in USA is one of the most expensive in the world. Most of the international students who come here for studies are on shoe-string budgets and medical emergencies can be absolutely crippling. (more…)
In a Health Insurance policy insurer covers the insured for medical costs in case of his illness or accident. There are two health insurance schemes, Medicare & Medicaid, funded and administered by the government; these two schemes are specifically planned to provide health care to the most vulnerable citizens – those above the age of 65 (financial status not withstanding) and those with low income (age not withstanding). (more…)
Medicare
The Federal Government administers a health insurance program for US citizens and permanent residents of USA of an age of 65 or over. An individual or his/her spouse should have worked for at least 10 years in Medicare covered employment to be eligible under this scheme. (more…)